Thursday, February 10, 2011

Why you can not afford a house to buy a house do not do this ten stupid

 Why you can not afford housing? Want to buy a house do not do this ten How much is the relationship between the little big. Why are you can not afford housing, the following ten drawback may be your fortune in the process in the most frequently occurring:
1. You always think you should live a good life: If you think you should be living in a particular way of life, you must have certain things, have to spend a certain amount of money if you are not ability to achieve this, you may go to borrow money spending. living beyond, a large debt destined to affect your development, you will farther and farther away from the accumulation of wealth.
2. You are too concerned about how others see your car: A lot of people as a status symbol car, every few years spend money on in the car, not the case in the car can still continue to go on and on, the money will be saved for investment. In fact, the car is only a look at the cue, in order to face, hat and no cattle, the result never able to fulfill the most basic primitive accumulation.
3. the lack of change in your financial management: This is the oldest most valuable financial management maxim: Do not put all eggs in one basket. owns a diversified portfolio to a large extent to avoid sudden evaporation of your wealth.
4. you start saving and investing too late: there is a financial investment term is called One day you will suddenly find retirement is not far away from you, and your retirement account is still nothing.
5. you do not like their work: though your work is not necessarily your dream, but you have to like it . If you choose a money simply because you do not like work, then you will want to spend all the money left in order to relieve you for engaging in this work do not like the pressure generated.
6. you do not like learning : You may be the existence of such an idea, once graduated, you no longer need to learn. This idea may allow you to keep the first job, but it will never make you rich. If you want to change rich, voluntarily to learn all kinds of knowledge, improve quality and increase management.
7. You do not often buy things you do: take a look at your house, closet, storage room, garage, have a lot in the past year, something you've never used. If so, then you may just buy these things could have been a waste of the net asset value to increase your money. wealth of knowledge, it is very necessary.
8. you do not know what is a value: You buy a lot of things for various reasons, but never knew what these things can bring you benefits. This situation not only occurs in those who only buy the most expensive things of men, those who only buy the cheapest things The existence of the above people. This practice rarely reflect the true value of the product, buy only when you learn something valuable, you have the money to invest in the future.
9. your house is too large: If you can not afford or do not need to buy a big house, the results you will repay the loan longer, pay more taxes, spend more maintenance, but also to buy more stuff to fill it. Some people may argue that the house will be added, so the purchase is the best investment, but unless you are a house insects, have real estate skills, or you are willing to lower their living standards, 100 square meters this year to live, live to change next year 50 square meters, or your house will never become available for your use and enjoyment of current assets or funds. The question is, used to live in a big house you live in a small house you are willing to change?
10. you grab live opportunities: You may have heard some people more than once turned the corner, and finally made a fortune, then you may regret: and perseverance are prepared, you will find many such a good opportunity. The problem is that you have such persistence and perseverance you?
If you can not do Do not dream of getting rich, and still get down to do it to their own work.
this link:
the poor poorer, the rich getting richer reason why the Nordic happiest?
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